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TPD Lawyers Perth
If a serious injury or illness has permanently ended your ability to work, your superannuation fund may owe you a significant Total and Permanent Disability (TPD) payout. Our TPD lawyers Perth at Gajic Lawyers specialise in maximising superannuation TPD benefits for Western Australians — on a No Win No Fee basis. Call 1800 318 002 for a free assessment today.
What Is a TPD Claim and Who Can Claim in WA?
A TPD claim is a claim against your superannuation fund’s insurance policy when a medical condition permanently prevents you from working. Most Australians hold TPD insurance inside their superannuation accounts, often without being aware of it. The benefit amount varies by fund and policy but can range from tens of thousands to over one million dollars.
To qualify, you generally must have been absent from work for 3–6 consecutive months (depending on your policy), be unable to return to work in your usual occupation or any suitable occupation, and hold TPD cover at the time your condition arose. Common qualifying conditions in WA include spinal injuries sustained in construction or mining, psychiatric conditions, cancer, cardiac disease, and chronic pain disorders.
How Perth TPD Claims Differ from WA Workers Compensation
A TPD superannuation claim is separate from and additional to any WA workers compensation claim you may have under the Workers’ Compensation and Injury Management Act 1981 (WA). If your injury occurred at work, you may be entitled to workers compensation benefits AND a TPD superannuation payout simultaneously. Our workers compensation lawyers Perth and TPD team will assess both claims at your first consultation.
Similarly, if your injury arose from a road accident, a public liability incident, or medical negligence, these claims can run alongside your TPD claim. Our Perth compensation lawyers will identify every available avenue of recovery.
How to Make a TPD Claim in Perth
1. Identify all super funds where you hold TPD cover — we assist with ATO super fund searches. 2. Gather medical evidence confirming your diagnosis, treatment, and permanent incapacity. 3. Complete and lodge TPD claim forms with each relevant fund. 4. If the fund denies or delays your claim, our TPD lawyers Perth escalate to the Australian Financial Complaints Authority (AFCA) or the Federal Court of Australia.
Frequently Asked Questions — TPD Lawyers Perth
Can I claim TPD if I have never worked in mining or construction?
Yes. TPD claims arise across all occupations and industries — office workers, healthcare workers, retail staff, teachers, and many others have successfully claimed TPD benefits in WA.
My TPD claim was rejected — can I still recover?
Yes. Fund rejections are commonly overturned on appeal at AFCA or in court with the right medical evidence and legal argument. Contact us before accepting any rejection as final.
How long does a WA TPD claim take?
Most TPD claims resolve in 6–18 months. Complex disputes at AFCA or court can take longer. Our Perth team works to resolve claims as efficiently as possible.
Contact Our TPD Lawyers Perth Today
Permanently unable to work due to injury or illness in WA? Call Gajic Lawyers on 1800 318 002 for a free TPD assessment. Our TPD lawyers Perth will identify all your super fund cover, build your claim, and pursue your maximum benefit on a No Win No Fee basis.