#1 Sydney TPD & Superannuation Lawyers
Claim Your TPD Superannuation Payout with Gajic Lawyers. No Win No Fee, Free, No-Obligation Consultation.
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How We Get You Better Treatment, Faster & More Compensation
1
We Listen & Hear
your Story
We have helped thousands of Australians navigate complex TPD and superannuation claims — and we understand how much is at stake for you and your family.
2
We Assess Your Policy
We review your superannuation fund’s TPD definition, your medical evidence, and your work history to build the strongest possible claim on your behalf.
3
We Secure Your Payout
We manage all negotiations with your superannuation fund and insurer — and if they reject your claim, we fight back through the disputes process to get you what you deserve.
If you have been permanently injured or become seriously ill and can no longer work, you may be entitled to a Total and Permanent Disability (TPD) payout through your superannuation fund. At Gajic Lawyers, our TPD lawyers in Sydney have helped hundreds of NSW residents access the lump sum payouts held in their super — money that belongs to you, but that funds routinely try to deny or delay.
Most working Australians have TPD insurance attached to their superannuation without even knowing it. If you haven’t worked for an extended period because of an injury, illness, or chronic condition, it’s worth checking. You may have a claim worth tens — or even hundreds — of thousands of dollars.
A TPD claim is a claim made against the insurance component of your superannuation fund. When you are assessed as totally and permanently disabled — meaning you are unlikely to ever return to work suited to your education, training, or experience — you can apply to have your TPD insurance benefit paid out as a lump sum.
TPD definitions vary between funds. Some funds use an “own occupation” definition, others use “any occupation.” The distinction matters enormously — and it’s one of the most common reasons claims are initially rejected. Our TPD lawyers in Sydney understand how to read and argue these definitions in your favour.
You may be eligible to make a TPD claim if you meet one or more of the following:
You do not need to have been injured at work. TPD insurance covers you for injury or illness regardless of how or where it occurred.
TPD claims are among the most complex areas of compensation law. Superannuation funds have in-house legal teams and medical assessors whose job is to find reasons to deny or reduce your benefit. Navigating this process alone — while dealing with a serious injury or illness — puts you at a significant disadvantage.
Our TPD lawyers in Sydney guide you through every stage of the process: identifying all policies you may hold (many people have multiple funds they’ve forgotten about), gathering the right medical and occupational evidence, preparing a compelling claim submission, and fighting back if your claim is rejected.
We have helped Sydney clients successfully claim TPD benefits for conditions including back and spinal injuries, psychological disorders, cancer, heart conditions, traumatic brain injuries, and permanent limb loss. If your fund has already rejected your claim, it is not too late — there are dispute resolution pathways we can use to challenge that decision.
If you’re looking for a reliable team of TPD lawyers in Sydney to guide you through the superannuation claims process, look no further than Gajic Lawyers. We work entirely on a No Win, No Fee basis — you pay nothing unless we successfully resolve your claim.
With over 30 years of experience and a proven track record in TPD and superannuation claims across NSW, Gajic Lawyers is one of Sydney’s most trusted compensation law firms.
Don’t navigate the superannuation system alone. Call our TPD lawyers in Sydney today at 1800 318 002 or start your free online claim check at gajic.com.au. No upfront costs. No office visit required. No Win, No Fee.
Total and Permanent Disability (TPD) means you have a medical condition — physical or psychological — that has rendered you unable to ever return to work in an occupation suited to your education, training, or experience. The exact definition varies between superannuation funds: some use an “own occupation” definition (your specific job), while others use “any occupation” (any job you could reasonably do given your background). Our TPD lawyers in Sydney will identify which definition applies to your policy and build your claim accordingly.
Most Australian superannuation funds include automatic TPD insurance as part of your membership, though the level of cover varies. To check, contact your superannuation fund directly and ask whether your membership includes TPD cover and what the current benefit amount is. If you have had multiple jobs over the years, you may have multiple superannuation accounts — and multiple TPD policies. We can help you trace and consolidate these. Call 1800 318 002 for a free assessment.
Yes. A rejection from your superannuation fund is not the end of the road. You have the right to request an internal review of the decision and, if that is unsuccessful, to lodge a complaint with the Australian Financial Complaints Authority (AFCA). If AFCA does not resolve the matter in your favour, legal proceedings in court remain an option. Our Sydney TPD lawyers have successfully overturned rejected claims at each of these stages. Contact us as soon as possible after a rejection — time limits may apply.
Yes. Time limits apply to TPD claims, though they are less rigid than some other areas of compensation law. Most importantly, your insurance cover within your super fund may lapse if your account becomes inactive (no employer contributions for 16 months) or if your account balance falls below a certain threshold. It is important to check your policy as soon as you believe you may have a claim. If you are unsure, call our Sydney TPD lawyers on 1800 318 002 for a free, no-obligation consultation.
TPD claims vary in complexity. A straightforward claim with strong medical evidence may be resolved in three to six months. More complex claims — particularly where the fund disputes the definition of TPD, requests additional medical assessments, or where the claim has been rejected and is in dispute — can take twelve to eighteen months or longer. At Gajic Lawyers, we move as fast as the process allows and keep you informed at every stage.
Yes. Gajic Lawyers handles all TPD and superannuation claims on a strict No Win, No Fee basis. You pay nothing upfront, and nothing unless we successfully resolve your claim. We also offer a free initial consultation so you understand your options before committing to anything. Call 1800 318 002 or check your claim online at gajic.com.au.
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