Usually when it is available a victim will use their sick leave or annual leave entitlements in the hope that these will be reimbursed as part of their claim. Unfortunately it is not the case that 100% of entitlements will be repaid. In some cases only a fraction is paid. The insurer’s aim is to reduce that recovery to a minimum. In these cases, you may be out of pocket. To ensure you minimise this loss, you must speak to a lawyer today.